Harmoney

Harmoney Business Loans

Peer-to-peer business lending platform

About Harmoney

Harmoney is New Zealand's leading peer-to-peer lending platform, connecting businesses with investors to provide competitive loan rates. Our digital platform makes it easy to apply for and manage your business loan online.

Key Features

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Fast Online Process

Quick digital application

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Fixed Rates

Predictable payments

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No Early Fees

No early repayment fees

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Quick Funding

Fast approval process

Loan Details

Loan Range
Confirm with each lender
Terms Available
3 - 5 years
Interest Rates
Indicative โ€” confirm with the lender
Security Required
Unsecured loans available

Available Loan Types

Compare these with other loan types to find the best solution.

Business Term Loan

Fixed-term business funding

Amount Range
See lender
Term
3-5 years
Learn more โ†’

Debt Consolidation

Combine multiple business debts

Amount Range
See lender
Term
3-5 years
Learn more โ†’

Working Capital

Short-term business funding

Amount Range
See lender
Term
3-5 years
Learn more โ†’

Business Loan Calculator

Estimate your loan repayments and find the right financing option

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Ready to Apply?

Get started with your Harmoney loan application