Heartland Bank

Heartland Bank Business Loans

Innovative financial solutions for NZ businesses

About Heartland Bank

Heartland Bank provides innovative financial solutions designed specifically for New Zealand businesses. With a focus on digital efficiency and personalized service, we offer a range of lending options to help your business grow.

Key Features

Fast Decisions

Quick application process

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Flexible Options

Multiple loan types

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Digital Banking

Modern online platform

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Local Support

NZ-based team

Loan Details

Loan Range
$5,000 - $1,000,000
Terms Available
6 months - 10 years
Interest Rates
From 5.95% p.a.
Security Required
Varies by loan type

Available Loan Types

Business Term Loan

Flexible funding for business growth and expansion

Amount Range
$5,000 - $1,000,000
Term
6 months-10 years

Open for Business Loan

Quick access to working capital

Amount Range
$5,000 - $150,000
Term
6-36 months

Asset Finance

Funding for equipment and vehicles

Amount Range
$5,000 - $500,000
Term
1-7 years

Invoice Finance

Convert unpaid invoices into immediate cash

Amount Range
$10,000 - $1,000,000
Term
Flexible terms

Business Loan Calculator

Estimate your loan repayments and find the right financing option

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Ready to Apply?

Get started with your Heartland Bank loan application