Heartland Bank

Heartland Bank Business Loans

Innovative financial solutions for NZ businesses

About Heartland Bank

Heartland Bank provides innovative financial solutions designed specifically for New Zealand businesses. With a focus on digital efficiency and personalized service, we offer a range of lending options to help your business grow.

Key Features

Fast Decisions

Quick application process

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Flexible Options

Multiple loan types

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Digital Banking

Modern online platform

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Local Support

NZ-based team

Loan Details

Loan Range
$5,000 - $1,000,000
Terms Available
6 months - 10 years
Interest Rates
From 5.95% p.a.
Security Required
Varies by loan type

Available Loan Types

Compare these with other loan types to find the best solution.

Business Term Loan

Flexible funding for business growth and expansion

Amount Range
$5,000 - $1,000,000
Term
6 months-10 years
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Open for Business Loan

Quick access to working capital

Amount Range
$5,000 - $150,000
Term
6-36 months
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Asset Finance

Funding for equipment and vehicles

Amount Range
$5,000 - $500,000
Term
1-7 years
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Invoice Finance

Convert unpaid invoices into immediate cash

Amount Range
$10,000 - $1,000,000
Term
Flexible terms
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Business Loan Calculator

Estimate your loan repayments and find the right financing option

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Ready to Apply?

Get started with your Heartland Bank loan application