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MTF Finance

MTF Finance Business Loans (NZ)

NZ-owned vehicle and asset finance specialist. Two-tier product: unsecured ($2K-$30K) + asset-secured (larger) for vehicles, machinery, equipment. Local lending specialist origination.

About MTF Finance

Legal entity
Motor Trade Finance Limited
Brand family
MTF Finance
Primary website
https://www.mtf.co.nz
Notes
NZ-owned vehicle and asset finance specialist. Local-lending-specialist (broker-network) origination model — borrowers work with a local MTF franchisee, not a centralised online flow. Two distinct products: unsecured ($2K-$30K) for small uses + secured asset-finance for vehicles/equipment.

Business Loan(MTF Finance)

data confidence: inferred

MTF Finance offers two business-loan products: an unsecured business loan ($2K-$30K) for small expenses without collateral, and asset-secured business finance (larger amounts) for vehicles, trailers, computers, machinery. Relationship-led via local MTF franchisee — not online-only.

Security
mixed
Advertised funding speed
Per local MTF specialist; not centralised online flow
Interest rate disclosure (per quote, not publicly advertised)
MTF does not publish a headline APR. Pricing set per-application by local MTF lending specialist based on loan type (unsecured vs asset-secured), term, and borrower profile.
Source: https://www.mtf.co.nz/business · capture: html-capture-2026-05-18
Machine-readable: facts.json · summary.md · wording.md
All figures sourced from the lender's own published page or PDS at the date shown. Confirm specific quotes with MTF Finance directly — pricing is per-application.
Lender data endpoints: facts.json · summary.md — CC BY 4.0 licensed, attribution: smeloans.co.nz.

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MTF's local-specialist model means a real person walks you through the loan contract + responsible-borrowing obligations.