Spinach Business Loans (NZ)

About Spinach

Legal entity

Spinach Financial Limited

Brand family

Spinach

Primary website

https://www.spinach.co.nz

Notes

NZ commercial finance BROKER (not direct lender). Routes business-loan applications across a panel of commercial lenders. Distinct model vs direct lenders — Spinach quotes don't come from Spinach's own balance sheet; they pull from multiple lender panels and present matched options. Same-day approval marketed.

Spinach is a NZ commercial-finance broker — they don't lend their own capital; they route applications to a panel of commercial lenders. Quick + simple online application; same-day approval often achievable. Loan range + pricing + term + security model all depend on which panel lender ultimately funds the application.

Security

varies by panel lender

Advertised funding speed

Online application; same-day approval often achievable; funding speed depends on the panel lender that matches

Interest rate disclosure (per quote, not publicly advertised) · pricing model: broker routed

Spinach is a broker — they don't quote their own rates. Pricing depends on which panel lender ultimately funds the application. Strong-credit borrowers attract better-pricing panel lenders.

Fees

• note: Brokers may collect a brokerage fee from the lender, the borrower, or both. Confirm Spinach's disclosure at application stage.