Business Loans Wellington

Compare business finance options for Wellington SMEs including government support programs

Wellington Business Loan Quick Facts:

  • Bank Rates: 8-14% p.a. (ANZ, ASB, BNZ, Westpac, Kiwibank)
  • Alternative Lenders: 15-25% p.a. (faster approval)
  • Government Support: WREDA, Callaghan Innovation, Regional Business Partners
  • Key Industries: Government, Tech, Professional Services, Film
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Business Loan Options in Wellington

Wellington is New Zealand's capital and second-largest business centre. As the hub for government, tech startups, and professional services, Wellington businesses have access to unique funding options including government-backed programs.

Banks in Wellington

  • ANZ: CBD & suburb branches, 8-12% rates
  • ASB: Business banking specialists
  • BNZ: Strong Wellington presence
  • Westpac: Business centres in CBD
  • Kiwibank: HQ in Wellington, supports local

Government & Regional Support

  • Regional Business Partners: Free advice & funding access
  • Callaghan Innovation: R&D grants for tech businesses
  • WREDA: Wellington economic development support
  • Government Grants: Various programs available

Wellington Business Loan Rates (2026)

Lender Type Interest Rate Approval Time Best For
Major Banks 8-14% p.a. 1-4 weeks Established businesses
Alternative Lenders 15-25% p.a. 24-48 hours Fast funding needs
Government Grants 0% (grants) 4-12 weeks R&D, innovation, growth

Wellington Business Statistics

50,000+
Businesses in Wellington Region
$38B+
Wellington Region GDP
11%
Of NZ's Total GDP

Key Industries in Wellington

Government & Public Sector

Contractors, consultants, suppliers

Technology & Startups

SaaS, fintech, creative tech

Professional Services

Legal, accounting, consulting

Film & Creative

Production, post-production, VFX

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