Business Loan Repayment Calculator
Calculate your business loan repayments with our free NZ loan calculators. Compare rates, terms, and find the best financing option for your business.
💡 Pro Tip: Use multiple calculators to compare different loan types and find the most affordable option for your business needs.
Business Loan Calculator
Calculate your monthly repayments and total interest costs
Loan Affordability Calculator
Find out how much you can borrow based on your business financials
Equipment Finance Calculator
Calculate repayments for equipment and asset finance
Working Capital Calculator
Calculate your working capital needs and funding requirements
Loan Comparison Tool
Compare different loan options side by side
Business Loan Calculator
Estimate your loan repayments and find the right financing option
Business Loan Affordability Calculator
Find out how much your business can borrow
Equipment Finance Calculator
Calculate your equipment finance repayments
Working Capital Calculator
Calculate your working capital needs
Loan Comparison Tool
Compare different loan options side by side
How to Use Our Business Loan Calculators
📊 Repayment Calculator
Calculate exact monthly repayments based on loan amount, interest rate, and term length.
- • Enter your desired loan amount
- • Select interest rate (check our rates page)
- • Choose loan term (1-15 years)
- • View monthly and total repayments
💰 Affordability Calculator
Determine how much you can borrow based on your business income and expenses.
- • Enter monthly business revenue
- • Add monthly business expenses
- • Include existing loan payments
- • See maximum borrowing capacity
Business Loan Calculator Tips
Get Accurate Rates
Use current market rates from our rates page for accurate calculations. Rates vary by lender and loan type.
Compare Different Scenarios
Try different loan amounts and terms to find the best balance of monthly payments and total interest costs.
Factor in Additional Costs
Remember to include application fees, insurance, and other loan costs in your budget planning.
Next Steps After Calculating
Ready to Apply for a Business Loan?
Now that you've calculated your repayments, compare actual loan offers from New Zealand's top business lenders.
Business Loan Calculator FAQ
How accurate are business loan calculators?
Our calculators provide estimates based on standard loan calculations. Actual terms may vary based on your business profile, credit score, and lender policies.
What interest rate should I use?
Check our current rates page for up-to-date market rates. Business loan rates typically range from 5.95% to 24.95% depending on the loan type and your business situation.
Should I choose a shorter or longer loan term?
Shorter terms mean higher monthly payments but less total interest. Longer terms reduce monthly payments but increase total interest costs. Use our calculator to compare both options.