Business Loan Providers

Compare New Zealand's top business lenders

ANZ Bank

ANZ Bank

Traditional Bank

Full-service bank offering a wide range of business lending solutions

Loan Range

$10,000 - $5,000,000

Loan Terms

1-15 years

Key Features

  • Competitive interest rates
  • Multiple loan types available
  • Dedicated business banking support
  • Online banking platform
Prospa

Prospa

Online Lender

Fast online business loans with simple application process

Loan Range

$5,000 - $300,000

Loan Terms

3-24 months

Key Features

  • Quick approval process
  • Flexible loan terms
  • No security required for small loans
  • 24/7 online account access
ASB

ASB

Traditional Bank

Comprehensive business banking solutions with personalized service

Loan Range

$10,000 - $10,000,000

Loan Terms

1-20 years

Key Features

  • Tailored lending solutions
  • Business advisory services
  • Equipment finance specialists
  • Property development funding
Heartland Bank

Heartland Bank

Specialized Bank

Innovative financial solutions for NZ businesses

Loan Range

$5,000 - $1,000,000

Loan Terms

6 months-10 years

Key Features

  • Specialized industry knowledge
  • Fast approval times
  • Flexible security options
  • Digital application process
Go Taxi

Go Taxi

Specialized Lender

Specialized finance solutions for the transport industry

Loan Range

$10,000 - $500,000

Loan Terms

1-7 years

Key Features

  • Transport industry expertise
  • Vehicle finance specialists
  • Flexible repayment options
  • Quick approval for taxi finance
HomeSec

HomeSec

Secured Lender

Property-secured business loans with competitive rates

Loan Range

$50,000 - $2,000,000

Loan Terms

1-30 years

Key Features

  • Property-secured lending
  • Low interest rates
  • Longer loan terms
  • Large loan amounts
ScotPac

ScotPac

Business Finance

Specialist business finance and working capital solutions

Loan Range

$10,000 - $1,000,000

Loan Terms

3 months-5 years

Key Features

  • Invoice finance
  • Trade finance
  • Asset finance
  • Growth funding
Harmoney

Harmoney

Peer-to-Peer Lender

Online peer-to-peer lending platform for business loans

Loan Range

$2,000 - $70,000

Loan Terms

3-5 years

Key Features

  • Fast online application
  • Fixed interest rates
  • No early repayment fees
  • Unsecured loans available
Bizcap

Bizcap

Online Lender

Fast and flexible business funding solutions

Loan Range

$5,000 - $500,000

Loan Terms

3-36 months

Key Features

  • Quick approval process
  • Flexible loan terms
  • Simple online application
  • Funding within 24 hours