Industry-Specific Loan Guides

Find the right financing solution for your industry

🏪

Retail

Common Loan Types

  • Inventory financing
  • Equipment loans
  • Working capital
  • Store fit-out loans

Key Requirements

  • Minimum 6 months trading
  • Point of sale records
  • Stock management system
  • Lease agreement (if applicable)

Special Considerations

  • Seasonal cash flow patterns
  • Stock turnover rates
  • Customer payment methods
  • Location and lease costs
🏭

Manufacturing

Common Loan Types

  • Equipment finance
  • Factory purchase loans
  • Raw material financing
  • Export finance

Key Requirements

  • Asset register
  • Production records
  • Supply contracts
  • Quality certifications

Special Considerations

  • Equipment lifecycle
  • Production capacity
  • Supply chain stability
  • Export requirements
🍽️

Hospitality

Common Loan Types

  • Fit-out loans
  • Equipment finance
  • Working capital
  • Renovation loans

Key Requirements

  • Food safety certificates
  • Liquor licenses
  • Staff qualifications
  • Location permits

Special Considerations

  • Peak trading periods
  • Staff turnover
  • Equipment maintenance
  • Health regulations
🏗️

Construction

Common Loan Types

  • Equipment finance
  • Project funding
  • Contract finance
  • Property development

Key Requirements

  • Building licenses
  • Project contracts
  • Insurance certificates
  • Safety records

Special Considerations

  • Project timelines
  • Weather impacts
  • Subcontractor management
  • Material costs

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