Government Business Loans

Access official support and funding programs for your business

About Government Business Support

Government business loans and support programs provide access to funding and resources backed by the New Zealand government. These programs offer competitive rates, expert support, and flexible terms to help businesses grow and succeed.

Key Features

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Government Support

Backed by NZ government

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Competitive Rates

Below market interest rates

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Flexible Terms

Tailored repayment options

👥

Expert Support

Access to advisors

Application Process

1

Check Eligibility

Review program requirements

2

Prepare Documentation

Gather required information

3

Submit Application

Apply through approved channels

4

Assessment

Application review process

Available Programs

Regional Business Partner Network

Government-funded business advice and support

  • Business capability funding
  • Expert advice and mentoring
  • Research and development support
  • Management capability development

Business Finance Guarantee Scheme

Government-backed lending through banks

  • Government guarantee
  • Competitive rates
  • Flexible terms
  • Multiple participating banks

Callaghan Innovation Grants

R&D and innovation funding

  • Research funding
  • Development grants
  • Innovation support
  • Expert connections

Basic Requirements

  • NZ registered business
  • Good credit history
  • Viable business plan
  • Meet program criteria

Documentation

  • Business financials
  • Tax compliance records
  • Project proposals
  • Business plans

Business Loan Calculator

Estimate your loan repayments and find the right financing option

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Ready to Access Government Support?

Get help with your government funding application